Sunday, June 25, 2006

Funerals - Funeral Packages

In this article we're going to discuss something that is becoming more and more popular with families of the deceased. Funeral packages.

Death is something we try not to think about. It isn't a pleasant subject. Unfortunately, it is also inevitable. Also unfortunately, we tend to think about these things at the last minute. Very few people really prepare for the death of a loved one.

One of the reasons, and possibly the main reason, is because there is more involved with what comes after someone dies than most people realize. It is because of the number of things that need to be taken care of that today many corporations, and yes, that's what they are, specialize in what are called "Funeral Packages."

A funeral package is just that. It's a one stop shop for all your funeral needs.

Just what are those needs? More than most people realize.

For starters, there's how you want the deceased to be buried, if at all. There are a number of options to choose from. You can have a standard casket, and even that isn't so standard anymore as there are many casket styles to choose from.

Then there is where you want the deceased buried. You can request a traditional funeral where the deceased is buried in the ground in a cemetery. There is also the option of having the deceased buried in a mausoleum or tomb. And then of course there is always the option of cremation, where there is no burial at all.

Then there is the matter of the funeral service. This all depends on the religion of the deceased. Some form of clergy is going to need to be secured for performing the service itself. That brings us to the matter of where the service is going to take place, a temple or church or even at the funeral parlor itself.

There is also the matter of flowers or other adornments that the deceased family wishes to have at the service. The deceased may belong to a special organization that either requires or allows them to have certain items at the service, such as a Mason who is buried with his white lambskin apron.

All of these things, and a lot more, are usually taken care of separately. But today with the existence of these funeral packages, one company can take care of all the arrangements, from casket to service for you.

The only laws, which are usually state laws, governing the sale of funeral packages is that the cost of each item of the package must be clearly marked in the sales agreement. Nothing is allowed to be left out, not even the flowers. Also, when purchasing a funeral package, if paying it off over time, any interest charges that the deceased family is going to be hit with have to also be clearly itemized on the agreement.

Funeral packages are big business, and while they save the deceased family a lot of time, they can be very costly if the family is not aware of all the costs they are going to be hit with.

Funeral packages are big business and most certainly here to stay. Buyer beware.

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